# Riggs Law Firm

> Las Vegas Bankruptcy Firm


## Posts

- [What Is the Chapter 13 Repayment Plan Process?](https://danriggs.com/what-is-the-chapter-13-repayment-plan-process/): Learn how the Chapter 13 repayment plan process works, from filing to discharge, and how payments are calculated and made over three to five years.
- [How Long Bankruptcy Affects Your Credit Score](https://danriggs.com/how-long-bankruptcy-affects-your-credit-score/): Bankruptcy affects credit score: Bankruptcy affects your credit for 7-10 years, but recovery starts immediately. Learn timelines, score impact, and steps.
- [Can Chapter 13 Stop Home Foreclosure?](https://danriggs.com/can-chapter-13-stop-home-foreclosure/): Can chapter 13 stop home foreclosure: Chapter 13 foreclosure protection can halt a sale within hours of filing. Learn how the automatic stay, repayment.
- [How to Choose a Bankruptcy Lawyer: 2026 Guide](https://danriggs.com/how-to-choose-a-bankruptcy-lawyer-2026-guide/): Choosing a bankruptcy lawyer is the most important step in your case. Learn what to ask, red flags to avoid, and how to find the best fit for you.
- [Is Chapter 7 Bankruptcy Discharge Permanent?](https://danriggs.com/is-chapter-7-bankruptcy-discharge-permanent/): Is Chapter 7 bankruptcy discharge permanent? Learn how long it lasts, what debts survive it, and how to protect your fresh start. Get answers.
- [Is Chapter 7 Bankruptcy Worth It for Nevada Residents?](https://danriggs.com/is-chapter-7-bankruptcy-worth-it-for-nevada-residents/): Is Chapter 7 bankruptcy worth it for Nevada residents? Compare Chapter 7 vs 13, see exemptions, timelines, and credit impact. Get clarity before you file.
- [Benefits of Automatic Stay in Bankruptcy: 2026 Guide](https://danriggs.com/benefits-of-automatic-stay-in-bankruptcy-2026-guide/): Discover the benefits of automatic stay in bankruptcy. Learn how it stops wage garnishment, foreclosure, and repossession. Get expert guidance today.
- [Can You Keep Your Car in Chapter 7 Bankruptcy in Nevada?](https://danriggs.com/can-you-keep-your-car-in-chapter-7-bankruptcy-in-nevada/): Learn how to keep your car in Chapter 7 bankruptcy in Nevada. Understand exemptions, reaffirmation, and redemption. Get the facts before you file.
- [Chapter 7 Income Limits in Nevada: What You Need to Know](https://danriggs.com/chapter-7-income-limits-in-nevada-what-you-need-to-know/): Find out how Chapter 7 income limits work in Nevada, how the means test applies, and what to do if your income is above the median.
- [How to Rebuild Credit After Chapter 13 in 2026](https://danriggs.com/how-to-rebuild-credit-after-chapter-13-in-2026/): Learn how to rebuild credit after Chapter 13 with practical steps on secured cards, payment history, and fixing discharge errors. Start your recovery.
- [What Happens to Your Credit After Bankruptcy? The Truth About Credit Rebuilding in Las Vegas](https://danriggs.com/what-happens-to-your-credit-after-bankruptcy-the-truth-about-credit-rebuilding-in-las-vegas/): What Happens to Your Credit After Bankruptcy? One of the biggest fears people have about filing bankruptcy is the impact on their credit score. You’ve probably heard that bankruptcy will “ruin your credit for 7-10 years” or that “you’ll never get a loan again.” At Riggs Law Firm, we hear these concerns every day from […]
- [Before You Drain Your 401(k) to Pay Credit Cards: Call a Bankruptcy Attorney](https://danriggs.com/before-you-drain-your-401k-to-pay-credit-cards-call-a-bankruptcy-attorney/): The saddest cases I see in my office are not the people who file bankruptcy. They are the people who spent down everything the law would have protected — trying to avoid filing bankruptcy — and then had to file anyway — without first calling a bankruptcy attorney. I am Dan Riggs, the founder of […]
- [Should I Hire a Bankruptcy Lawyer? | Las Vegas Attorney](https://danriggs.com/should-i-hire-a-bankruptcy-lawyer-las-vegas-attorney/): If you are asking yourself, “should I hire a bankruptcy lawyer?”, you are probably facing a hard decision. The debt has piled up, the collection calls have started, and maybe a foreclosure notice or a repossession threat is sitting on your kitchen table. Now you are wondering whether you really need to pay a lawyer […]
- [Student Loans, IRS Debt, and Back Child Support: How Chapter 13 Handles Debts That Chapter 7 Can't Touch](https://danriggs.com/student-loans-irs-debt-and-back-child-support-how-chapter-13-handles-debts-that-chapter-7-cant-touch/): Most people think of Chapter 13 bankruptcy as a tool for wiping out credit cards and medical bills. It absolutely is that. But the debts that are quietly destroying most of the people I meet are not the credit cards — they are the debts that bankruptcy supposedly cannot discharge. IRS balances. Back child support. […]
- [Why I Ask Trustee Questions Before You File: A Former Trustee's Attorney's Approach to Bankruptcy](https://danriggs.com/why-i-ask-trustee-questions-before-you-file-a-former-trustees-attorneys-approach-to-bankruptcy/): Most bankruptcy attorneys prepare clients for the 341 Meeting of Creditors by spending a few minutes explaining what to expect. I prepare clients differently — by spending time pretending to be the trustee, running the same 341 meeting of creditors questions they will face in court. I am Dan Riggs, the founder of Riggs Law […]
- [Chapter 7 When You "Don't Qualify": The Means Test Exceptions Most People Miss](https://danriggs.com/chapter-7-when-you-dont-qualify-the-means-test-exceptions-most-people-miss/): Here is something I hear in my office almost every week: “I would file Chapter 7, but my income is too high. Somebody told me I do not qualify.” What most people do not realize is that the Chapter 7 means test exceptions built into the Bankruptcy Code can change that answer entirely. Sometimes that […]
- [The Nevada Mortgage Modification Program: How Chapter 13 Can Save Your Home When Nothing Else Will](https://danriggs.com/the-nevada-mortgage-modification-program-how-chapter-13-can-save-your-home-when-nothing-else-will/): The Nevada Mortgage Modification Program: How Chapter 13 Can Save Your Home When Nothing Else Will If you are behind on your mortgage in Las Vegas and your lender has told you there are no modification options available, I want you to read this article carefully. There is a program in Nevada that most homeowners […]
- [Chapter 7 vs Chapter 13: Which Bankruptcy Is Right for You?](https://danriggs.com/chapter-7-vs-chapter-13-which-bankruptcy-is-right-for-you/): Most people walk into my office believing the same thing: that Chapter 13 is the consolation prize you get stuck with when you make too much money to qualify for Chapter 7. I hear it almost every week. “I only want to file if I can do a Chapter 7.” I want to push back […]
- [Can Bankruptcy Stop Foreclosure in Nevada? What Las Vegas Homeowners Need to Know](https://danriggs.com/can-bankruptcy-stop-foreclosure-in-nevada-what-las-vegas-homeowners-need-to-know/): Receiving a foreclosure notice is terrifying. Your home—the place where your family lives, where your children sleep, where you’ve built your life—is at risk. If you’re facing foreclosure in Las Vegas or anywhere in Nevada, you’re probably wondering: can bankruptcy save my home? The answer is yes, bankruptcy can stop foreclosure. But the details matter […]
- [How to Stop Wage Garnishment](https://danriggs.com/how-to-stop-wage-garnishment/): Opening your paycheck only to discover that a significant portion has been taken by creditors is one of the most stressful financial experiences you can face. If you’re dealing with wage garnishment in Las Vegas, you’re not alone—and more importantly, you have options to stop it. At Riggs Law Firm, we help Nevada residents stop […]

## Pages

- [Emergency Bankruptcy Las Vegas](https://danriggs.com/emergency-bankruptcy-las-vegas/): When creditors are closing in, emergency bankruptcy Las Vegas residents count on can be filed in as little as 24–48 hours. At Riggs Law Firm, attorney Dan Riggs has helped hundreds of Las Vegas families and individuals stop foreclosure, wage garnishment, bank levies, and vehicle repossession by filing bankruptcy on an emergency basis. The moment […]
- [North Las Vegas Bankruptcy Attorney](https://danriggs.com/north-las-vegas-bankruptcy-attorney/): North Las Vegas bankruptcy attorney Dan Riggs helps working families and individuals throughout North Las Vegas — from Aliante and Eldorado to Deer Springs and Craig Ranch — escape overwhelming debt and get a fresh financial start. North Las Vegas has one of the highest rates of financial hardship in Clark County, and Riggs Law […]
- [Summerlin Bankruptcy Attorney](https://danriggs.com/summerlin-bankruptcy-attorney/): Summerlin bankruptcy attorney Dan Riggs helps residents throughout the Summerlin master-planned community — from The Paseos and The Hills to South Summerlin and Boca Park — break free from overwhelming debt. Many Summerlin residents face a financial reality that surprises their neighbors: high housing costs, medical bills, or job disruption can destabilize even comfortable households. […]
- [Henderson Bankruptcy Attorney](https://danriggs.com/henderson-bankruptcy-attorney/): Henderson bankruptcy attorney Dan Riggs helps families and individuals throughout Henderson — from Green Valley and Anthem to Inspirada and Seven Hills — eliminate overwhelming debt and start fresh. Whether you’re facing wage garnishment, foreclosure, creditor harassment, or simply more debt than you can manage, Riggs Law Firm provides the same personalized, hands-on representation you’d […]
- [Bankruptcy vs Debt Consolidation Las Vegas](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/bankruptcy-vs-debt-consolidation-las-vegas/): When debt becomes unmanageable, two options come up most often: bankruptcy vs debt consolidation Las Vegas residents face daily. Both can help — but they work in very different ways, and the right choice depends on your specific situation. What Is Debt Consolidation? Debt consolidation combines multiple debts into a single payment, typically through one […]
- [Bankruptcy Cost Nevada: What You'll Pay](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/how-much-does-bankruptcy-cost-nevada/): One of the most common questions people ask before filing is: what is the bankruptcy cost Nevada residents actually pay? It’s a fair question — and the answer is more straightforward than most people expect. In Nevada, the total cost of filing Chapter 7 bankruptcy breaks down into two main components: court filing fees and […]
- [Chapter 7 Means Test Nevada](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/chapter-7-means-test-nevada/): To file for Chapter 7 bankruptcy, you must pass the Chapter 7 means test Nevada requires — a two-step income analysis designed to ensure Chapter 7 is reserved for those who genuinely need it. Most Nevada filers qualify, but understanding the thresholds helps you know where you stand before filing. Chapter 7 Means Test Step […]
- [Nevada Bankruptcy Exemptions](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/nevada-bankruptcy-exemptions-2/): Nevada bankruptcy exemptions determine which of your assets you get to keep when you file for bankruptcy. Nevada has some of the most generous bankruptcy exemptions in the country — which means most people who file here walk away from the process with everything they own intact. Understanding which exemptions apply to your situation is […]
- [Discharging IRS Tax Debt in Nevada: A Guide](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/irs-tax-debt-bankruptcy-nevada/): Can Bankruptcy Discharge IRS Tax Debt in Nevada? Owing the IRS can feel like an inescapable trap — penalties and interest compound daily, and the IRS has collection powers that ordinary creditors do not. IRS tax debt bankruptcy Nevada residents pursue has one critical advantage over most debt relief options: it can permanently eliminate federal […]
- [Medical Debt and Bankruptcy — Can Filing Erase Your Medical Bills?](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/medical-debt-bankruptcy-las-vegas/): A single hospital stay can generate tens of thousands of dollars in bills, and medical debt bankruptcy Las Vegas residents turn to it every year as the fastest way to escape those bills. Medical debt bankruptcy is one of the most common and effective paths to relief — and in Las Vegas, you are not […]
- [How Long Does Bankruptcy Stay on Your Credit Report?](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/how-long-does-bankruptcy-stay-on-credit-report/): How long does bankruptcy stay on credit report? It’s one of the most common questions Dan Riggs hears. If you’re considering bankruptcy, you’ve probably heard it will “ruin your credit for years.” The truth is more nuanced — and more manageable — than that. Chapter 7 Bankruptcy Credit Report — How Long Does It Stay? […]
- [Nevada Bankruptcy Exemptions — What You Can Keep When You File](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/nevada-bankruptcy-exemptions/): When you file for bankruptcy in Nevada, exemptions determine which of your assets you get to keep. Nevada has some of the most generous bankruptcy exemptions in the country — which means most people who file here walk away from the process with everything they own intact. Understanding which exemptions apply to your situation is […]
- [Stop Vehicle Repossession Las Vegas](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/stop-vehicle-repossession-las-vegas/): Stop Vehicle Repossession in Las Vegas Eliminate Your Debt and Start Fresh — Fast, Affordable, and Compassionate Legal Help Get Your Free Consultation Or Call Us Now: 702-605-5070 Can Bankruptcy Stop Vehicle Repossession? Chapter 7 bankruptcy — often called “liquidation bankruptcy” — is a federal legal process that allows individuals to permanently eliminate most unsecured […]
- [Credit Repair After Bankruptcy Las Vegas](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/credit-repair-after-bankruptcy-las-vegas/): Credit Repair After Bankruptcy in Las Vegas Bankruptcy Is Not the End of Your Credit Story — It’s the Beginning of a Better One. Start Your Fresh Start Today Call Us: 702-605-5070 The Truth About Bankruptcy and Your Credit One of the biggest myths about bankruptcy is that it permanently destroys your credit. The reality […]
- [Student Loan Debt Relief Las Vegas](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/student-loan-debt-relief-las-vegas/): Student Loan Debt Relief in Las Vegas You Have More Options Than You Think. Let Us Help You Find a Path Forward. Explore Your Options — Free Consultation Call Us: 702-605-5070 Student Loan Debt Is Not Hopeless Student loan debt has become one of the most overwhelming financial burdens facing Americans today. The average borrower […]
- [Stop Creditor Lawsuits Las Vegas](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/stop-creditor-lawsuits-las-vegas/): Stop Creditor Lawsuits in Las Vegas Bankruptcy Halts All Lawsuits and Judgments — Immediately and Automatically. Get Legal Protection Now Call Now: 702-605-5070 Being Sued by a Creditor? Bankruptcy Can Stop It. When a creditor files a lawsuit and obtains a court judgment against you, they gain powerful collection tools — including wage garnishment, bank […]
- [Stop Foreclosure Save Your Home Las Vegas](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/stop-foreclosure-save-home-las-vegas/): Stop Foreclosure and Save Your Las Vegas Home Bankruptcy Can Stop Foreclosure Immediately — Even If Your Sale Date Is Days Away. Get Emergency Help Now Call Immediately: 702-605-5070 How Bankruptcy Stops Foreclosure If you’ve received a Notice of Default or a Notice of Trustee’s Sale, your home is at risk. Nevada is primarily a […]
- [Stop Creditor Calls Las Vegas](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/stop-creditor-calls-harassment-las-vegas/): Stop Creditor Calls and Harassment in Las Vegas — Today Bankruptcy Immediately Forces All Creditors to Stop Calling, Texting, and Threatening You. Stop the Calls — Free Consultation Or Call Us Now: 702-605-5070 You Have Rights. Creditors Have Limits. Constant phone calls, threatening voicemails, letters, and collection texts are a form of financial harassment that […]
- [Stop Wage Garnishment Las Vegas](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/stop-wage-garnishment-las-vegas/): Stop Wage Garnishment in Las Vegas We Can Stop Garnishment Within 24–48 Hours. Get Your Full Paycheck Back. Get Emergency Help Now Or Call Us Immediately: 702-605-5070 What Is Wage Garnishment? Wage garnishment is a court-ordered process that allows a creditor to take money directly from your paycheck — before you even receive it. Under […]
- [Chapter 13 Bankruptcy Las Vegas](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/chapter-13-bankruptcy-las-vegas/): Chapter 13 Bankruptcy in Las Vegas Restructure Your Debt, Save Your Home, and Keep Everything You Own Get Your Free Consultation Or Call Us Now: 702-605-5070 What Is Chapter 13 Bankruptcy? Chapter 13 bankruptcy — known as “reorganization bankruptcy” — allows individuals with regular income to restructure their debts into an affordable 3 to 5 […]
- [Chapter 7 Bankruptcy Las Vegas](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/chapter-7-bankruptcy-las-vegas/): Chapter 7 Bankruptcy in Las Vegas Eliminate Your Debt and Start Fresh — Fast, Affordable, and Compassionate Legal Help Get Your Free Consultation Or Call Us Now: 702-605-5070 What Is Chapter 7 Bankruptcy? Chapter 7 bankruptcy — often called “liquidation bankruptcy” — is a federal legal process that allows individuals to permanently eliminate most unsecured […]
- [Debt Solutions](https://danriggs.com/las-vegas-debt-solutions-bankruptcy/): Debt Solutions Our Specialty Chapter 7 Bankruptcy Stopping Garnishments Chapter 13 Bankruptcy Stopping creditor calls Saving Your HOme stopping law suits Student Loans repairing credit Las Vegas Debt Solutions — Full Service Guide At the Riggs Law Firm, we offer a complete range of bankruptcy and debt relief solutions for Las Vegas and Nevada residents. […]
- [Blog](https://danriggs.com/bankruptcy-news-las-vegas/)
- [Contact Us](https://danriggs.com/contact-las-vegas-bankruptcy-attorney/): Contact Las Vegas Bankruptcy Attorney Dan Riggs Schedule Your Free Consultation No Judgment – No Pressure Your free consultation with Dan Riggs is a real conversation — not a sales pitch. Dan will review your debts, income, and assets, explain exactly which options are available to you, and give you an honest assessment of what […]
- [Firm Overview](https://danriggs.com/firm-overview/): About Dan Riggs — Las Vegas Bankruptcy Attorney A Rare Perspective — From the Inside Out Education, Licensing & Professional Memberships Most bankruptcy attorneys know the process from one side of the table. Dan Riggs has seen it from both. Before founding the Riggs Law Firm, Dan spent more than a decade as the senior […]
- [Las Vegas Bankruptcy Attorney](https://danriggs.com/): Las Vegas Bankruptcy Attorney For over a decade, I represented a bankruptcy trustee. Now I represent you. Schedule Your Free Financial Assessment Here Call Us at 702-605-5070 Are You Facing Any of These Financial Emergencies? We can help you stop them – fast. Constant Creditor Calls? Stop the harassment immediately. Filing bankruptcy triggers an automatic […]

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