Stop Creditor Calls and Harassment in Las Vegas — Today

Bankruptcy Immediately Forces All Creditors to Stop Calling, Texting, and Threatening You.

Or Call Us Now: 702-605-5070

You Have Rights. Creditors Have Limits.

Constant phone calls, threatening voicemails, letters, and collection texts are a form of financial harassment that takes a real toll on your mental health, relationships, and work performance.

Under the Fair Debt Collection Practices Act (FDCPA) and federal bankruptcy law, you have powerful legal protections. When you file for bankruptcy, a federal court order — the automatic stay — immediately requires all creditors and collection agencies to stop every form of contact.

Violating the automatic stay is a federal offense, and creditors who continue contacting you after your case is filed can be held in contempt of court and ordered to pay damages.

What the Automatic Stay Stops — Immediately

📵 Phone Calls

All collection calls to your home, cell, and workplace must stop the moment your case is filed.

✉️ Letters and Texts

Collection letters, demand notices, and text messages are all prohibited under the automatic stay.

⚖️ Lawsuits

Pending lawsuits and new legal actions are immediately halted. The creditor cannot pursue a judgment while your case is active.

💰 Wage Garnishment

Existing garnishments stop immediately. Creditors must release bank levies and stop withholding from your paycheck.

We Enforce Your Rights Against Harassing Creditors

The Riggs Law Firm doesn’t just stop the calls — we enforce your legal rights. If a creditor continues to contact you after your bankruptcy is filed, we will pursue legal action on your behalf. Creditor violations of the automatic stay can result in court sanctions and damage awards.

Immediate filing available
We can often file your case within 24–48 hours to stop harassment fast.
We handle all creditor communications
Once you retain us, you can direct all creditor calls to our office.
We pursue violators
Creditors who violate the stay face contempt proceedings and damage awards.

Dan Riggs — Las Vegas Bankruptcy Attorney

Frequently Asked Questions

Yes. The automatic stay is a federal court order. Any creditor who knowingly violates it can be held in civil contempt and ordered to pay actual damages, punitive damages, and your attorney fees. The Riggs Law Firm will aggressively pursue any creditor who continues to harass you after your case is filed.
Once you retain the Riggs Law Firm, you can direct all creditor calls to our office. We will communicate with creditors on your behalf and work to resolve the situation. However, the formal automatic stay does not take effect until your case is filed with the bankruptcy court.
Yes — the automatic stay also applies to most IRS collection activity. The IRS must stop collection calls, levies, and wage garnishments while your case is active. However, tax debt is generally non-dischargeable. We’ll review your tax situation and identify all available options during your free consultation.
The automatic stay applies to all creditors — original lenders and third-party debt collectors alike. Additionally, the Fair Debt Collection Practices Act provides independent protections against abusive collection practices. We can advise you on both sets of legal protections.
The automatic stay goes into effect the moment your bankruptcy petition is filed with the federal court. This typically happens within 24–48 hours of your consultation with us. From that point, all collection activity must stop — it’s not optional for creditors.

Ready for Peace and Quiet? We Can Help Today.

You deserve to answer your phone without fear. Contact Riggs Law Firm for a free, confidential consultation.

📞 702-605-5070 — Available Today