Stop Foreclosure Save Your Home Las Vegas

Stop Foreclosure and Save Your Las Vegas Home

Bankruptcy Can Stop Foreclosure Immediately — Even If Your Sale Date Is Days Away.

Get Emergency Help Now

Call Immediately: 702-605-5070

How Bankruptcy Stops Foreclosure

If you’ve received a Notice of Default or a Notice of Trustee’s Sale, your home is at risk. Nevada is primarily a non-judicial foreclosure state, which means lenders can foreclose without going to court — sometimes in as little as 120 days from the first missed payment.

The moment a bankruptcy petition is filed, the automatic stay takes effect. This federal court order immediately stops the foreclosure sale, even if it’s scheduled for the next day. The lender cannot proceed until the stay is lifted or the case is resolved.

Chapter 13 bankruptcy is the most powerful tool to not just pause foreclosure, but to permanently resolve it — by giving you up to 5 years to catch up on missed payments through a structured repayment plan.

Your Options for Saving Your Home

🏛️ Chapter 13

Immediately stops foreclosure. Catch up on arrears over 3–5 years while keeping your home and continuing regular mortgage payments.

🤝 Loan Modification

Nevada’s Mortgage Modification Mediation program — which Dan Riggs helped establish — can negotiate new loan terms with your lender inside bankruptcy.

✂️ Lien Stripping

If your home is worth less than your first mortgage, Chapter 13 may allow us to eliminate a second mortgage or HELOC entirely.

Understanding Nevada's Foreclosure Timeline

Nevada’s non-judicial foreclosure process moves faster than most states. Here’s what to expect:

  • Day 1: You miss a mortgage payment. Clock starts ticking.
  • ~Day 30–90: Lender sends breach letter and Notice of Default.
  • ~Day 90: Notice of Trustee’s Sale recorded. 3-week waiting period begins.
  • ~Day 111+: Foreclosure sale can occur.
  • 🔴 Filing bankruptcy at ANY point before the sale stops the process immediately.

Don’t wait until you receive a sale notice. The sooner you call, the more options you have.

Dan Riggs Helped Build Nevada's Foreclosure Defenses

Attorney Dan Riggs spent over a decade representing a Chapter 13 Bankruptcy Trustee — and during that time, he helped establish Nevada’s Mortgage Modification Mediation (MMM) Program. This program, which operates within Chapter 13 cases, allows homeowners to negotiate directly with their lenders for modified loan terms.

Few attorneys in Nevada have this level of insider experience with the foreclosure defense tools available to homeowners.

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Same-day emergency filings available
If your sale is tomorrow, call us today. We act fast.
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MMM Program expertise
We know how to use Nevada’s mortgage modification tools inside bankruptcy.
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Flat fee — no surprises
Chapter 13 is $5,000 flat with payment arrangements available.

Dan Riggs — Las Vegas Bankruptcy Attorney

Frequently Asked Questions About Stopping Foreclosure

Yes. The automatic stay takes effect the moment your bankruptcy petition is filed. Even if the foreclosure sale is scheduled for the next morning, filing tonight stops it. However, this requires immediate action. If your sale is imminent, call us right now at 702-605-5070.
In Chapter 13, you propose a 3–5 year repayment plan that includes catching up on your missed mortgage payments (arrears) over the life of the plan. During this time, you also continue making your regular monthly mortgage payments. Once your plan is complete and all arrears are paid, you are current on your mortgage and can continue living in your home.
The MMM Program is a Nevada-specific program that allows Chapter 13 debtors to request formal mediation with their mortgage lender to negotiate a permanent loan modification — all within the bankruptcy process. This can result in lower monthly payments, reduced interest rates, and even principal reductions. Attorney Dan Riggs helped establish this program and is highly experienced in using it.
It doesn’t matter how far along the foreclosure is — as long as the sale hasn’t already occurred, bankruptcy can stop it. The sooner you file, however, the more options you have. Contact us immediately if you’ve received any foreclosure notice.
In Chapter 13, yes — you repay the mortgage arrears over the 3–5 year plan period, spread into manageable monthly payments. However, through the MMM program, we may be able to negotiate with your lender to modify the loan terms so that missed payments are rolled into the new loan balance, making recovery even more affordable.

Don't Lose Your Home. Act Now.

Time is critical when facing foreclosure. A free consultation with Dan Riggs could be the call that saves your home.

📅 Schedule Your Free Emergency Consultation

📞 702-605-5070 — Call Right Now

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