Debt Solutions
Las Vegas Debt Solutions — Full Service Guide
At the Riggs Law Firm, we offer a complete range of bankruptcy and debt relief solutions for Las Vegas and Nevada residents. Attorney Dan Riggs spent over a decade representing a Chapter 13 Bankruptcy Trustee — giving him unmatched insider knowledge to structure your case for success.
Chapter 7 Bankruptcy
Chapter 7 is the fastest path to eliminating unsecured debt. Most cases complete in 4–6 months. The moment you file, an automatic stay halts all collection activity — calls, garnishments, and lawsuits. Under Nevada’s exemption laws, most people keep all their property. Chapter 7 can discharge credit card debt, medical bills, personal loans, and more.
Best for: Those with primarily unsecured debt who meet the income means test.
Chapter 13 Bankruptcy
Chapter 13 lets you restructure debt into an affordable 3–5 year plan while keeping your property. It’s the most powerful tool to stop foreclosure and catch up on missed mortgage payments. Dan Riggs helped author the Nevada Plan Form and establish the Mortgage Modification Program. Chapter 13 can also strip second mortgages and reduce interest rates on car loans.
Best for: Homeowners facing foreclosure, those with steady income, and clients with assets to protect.
Stopping Wage Garnishment
Losing up to 25% of your paycheck? We can stop wage garnishment in 24–48 hours through bankruptcy. The automatic stay immediately forces employers to stop garnishing wages. In some cases we can recover recently garnished funds.
Stopping Creditor Calls
Filing bankruptcy requires all creditors by federal law to stop contacting you immediately. No more calls, letters, or threats. Creditors who violate the stay face contempt and damage awards. The Riggs Law Firm will aggressively enforce your rights.
Saving Your Home from Foreclosure
Nevada’s non-judicial foreclosure process can move in as little as 120 days. Chapter 13 immediately stops foreclosure and gives you a structured plan to catch up. Dan Riggs also helped establish Nevada’s Mortgage Modification Mediation program — an additional tool to help save your home.
Stopping Creditor Lawsuits
A creditor judgment can lead to wage garnishment, bank levies, and property liens. Bankruptcy stops all pending lawsuits immediately. We can also address pre-existing judgments through the bankruptcy process.
Student Loan Relief
The Riggs Law Firm helps clients navigate income-driven repayment plans, Public Service Loan Forgiveness, and other federal programs that can drastically reduce monthly payments. In rare undue hardship cases, student loans may be dischargeable in bankruptcy.
Credit Repair After Bankruptcy
Most clients see meaningful credit score improvements within 12–24 months of filing. With debt eliminated, you rebuild through secured credit cards and responsible borrowing. We guide you through post-bankruptcy credit repair so financial freedom lasts.
Get a Free Consultation Today
Call 702-605-5070 or schedule your free consultation online to take the first step toward financial freedom.